Rich punjabi in New York!

A punjabi named santa singh lived in New York city. Once he went to a bank to request a loan of $5000 as he was about to leave for a business trip to Europe.
 

The bank agreed for the loan but asked for a guarantee. The santa immediately handed the bank manager the keys to his brand new car rolls royce that was parked downstairs. The bank people agreed and parked the rolls royce in their parking lot. The santa took the $5000 and went to Europe.

He returned after a week. The bank asked him $12.50 interest on the loan. The santa paid the amount and the interest and was about to leave before the bank manager stopped him for a minute.

The manager told the santa that he was pleased to do business with the santa but he also told that, 'sir, we checked your accounts and we came to know that you are a millionaire, then why did you borrow just $5000 from us?'

The santa replied,' it's not the $5000 that matter, What matters is that I couldn't have found such a safe parking for my car for $12.50 for a week.'