A rich widower miser went back to India and married a young village girl. The girl did not like his hugging and kissing all the time. He thought of a scheme to teach his wife not to hate his American life style.

He bought a piggy bank and told his wife that every time he kisses or hugs her, he will put a rupee coin in the piggy bank and at the end of month she can open the bank and buy a new saree with the money.

The scheme worked very well. The young wife showed more willingness to be kissed and hugged. At the end of the month he gave her the key and told his wife to open the piggy bank.

What he saw did not please him. There were many 5 and 10 rupee bills along with rupee coins in the box. Where did these come from he demanded angirly. I've been putting only rupee coins. Not everyone is as kanjoos as you replied the wife.